Our mission is to meet your financial goals. We engage with you to understand your specific circumstances and develop a structure specific to your risk tolerance. We provide with you with a clear written guideline. Transparency, discipline, cost-containment and simplicity means that your expected results are within reach.
Consider all our clients’ financial (i.e. pension investments, investments held with other managers, restricted stock) and non-financial assets (i.e. real estate held for rental income or private company shares) when determining an appropriate asset allocation.
Include a personalized investment policy statement that shows long-term expected returns and anticipated levels of risk to ensure that our clients fully understand how their portfolio should respond to market conditions.
Can be structured to include multiple currencies to match anticipated long-term liabilities, for example university fees that could be in US$, CDN$, GBP or EUR or retirement plans that have not been finalized and could include different countries.
Incorporate Monte Carlo analysis to advise the likelihood of our clients’ assets and distributions being sufficient to meet long term goals.
Include details of all costs – we are fully transparent.
We always act in the best interest of our clients and commit to our clients that we are acting as a fiduciary.